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Tax Prep (Schedule C)

The Tax Prep skill analyzes your transactions for tax-deductible expenses, categorizes them by IRS Schedule C line items, flags issues, and generates a comprehensive tax summary.

Trigger it when you need to prepare for tax filing, review deductions, or organize business expenses.

LineCategoryExamples
8AdvertisingGoogle Ads, Facebook Ads, print advertising
9Car and truck expensesGas, tolls, parking (business use %)
10Commissions and feesPlatform fees, referral payments
11Contract laborFreelancer payments, 1099 contractors
15InsuranceBusiness insurance, E&O, liability
17Legal and professionalAttorney, accountant, tax prep fees
18Office expenseOffice supplies, paper, ink, small equipment
20aRent (vehicles/equipment)Equipment leases, tool rentals
20bRent (other business property)Office rent, coworking space
22SuppliesMaterials consumed in business
24aTravelFlights, hotels, car rentals (business trips)
24bMealsBusiness meals (50% deductible)
25UtilitiesInternet, phone (business use %), electricity
27aOther expensesSoftware subscriptions, domain names, hosting
  1. Scan transactions — Searches broadly for business-related or tax-deductible transactions across software, subscriptions, travel, meals, office supplies, and professional services.
  2. Categorize by Schedule C — Re-categorizes identified business transactions using the Schedule C line items above.
  3. Flag issues — Identifies:
    • Mixed-use expenses requiring allocation (e.g., cell phone: 60% business)
    • Expenses missing documentation or receipts
    • Large or unusual deductions that could trigger audit flags
    • Meals over $75 (IRS scrutiny threshold)
  4. Home office deduction — If applicable, calculates using the simplified method ($5/sq ft, max 300 sq ft = $1,500) or actual method.
  5. Generate tax summary — Totals each Schedule C line item with flagged items and estimated tax savings.
  6. Export — Exports categorized business expenses for tax filing.
  • This is a tax organization tool, not tax advice.
  • Business meals are 50% deductible (not 100%).
  • Vehicle expenses: choose standard mileage OR actual expenses, not both.
  • Keep records for at least 3 years from filing date.